Terms of use

Terms and Conditions

Last updated: October 3, 2025

Welcome to djvillalunaofficial.com (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your use of our website. By accessing or using this website, you agree to comply with these Terms. If you do not agree, please do not use our website.


1. Use of Our Website

  • You must be at least 13 years old to use our website.
  • You agree not to use our website for any unlawful purpose or in any way that may harm or disrupt the site.
  • We reserve the right to restrict access to parts of the website at our discretion.

2. Intellectual Property

  • All content on this website (text, graphics, logos, images, videos, etc.) is owned by djvillalunaofficial.com or licensed to us.
  • You may not copy, reproduce, distribute, or exploit any content without prior written consent.

3. User Accounts

  • If you create an account (if applicable), you are responsible for maintaining the confidentiality of your login information.
  • You agree to provide accurate, current, and complete information.
  • We may suspend or terminate your account if you violate these Terms.

4. Privacy

Your use of our website is also governed by our Privacy Policy, which explains how we collect and handle your information.


5. Third-Party Services

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party sites.


6. Limitation of Liability

  • We make no warranties or representations regarding the availability, accuracy, or reliability of this website.
  • To the maximum extent permitted by law, we will not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of this website.

7. Disclaimer

The information on this website is provided for general purposes only. We do not guarantee that the content is free of errors or omissions.


8. Changes to These Terms

We may update these Terms from time to time. Updates will be effective immediately upon posting to this page, with the revised “Last updated” date.


9. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the Philippines, without regard to its conflict of law provisions.


10. Contact Us

If you have any questions about these Terms, you may contact us:

📧 By email: millennialswealthph@gmail.com
🌐 By visiting our website: djvillalunaofficial.com