Your Trusted Professional

Privacy Policy

Privacy Policy

Last updated: October 3, 2025

At djvillalunaofficial.com, we respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website.

1. Information We Collect

When you use our website, we may collect the following personal information:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, ZIP/Postal code, City
  • Social media profile information (from third-party logins such as Facebook or Twitter)

We do not knowingly collect information from children under the age of 13.

2. Tracking & Analytics

We use Google Analytics to monitor and analyze website traffic and user behavior. Google Analytics may collect cookies, IP addresses, and other usage data.

3. Email Communications

We may send you emails, newsletters, or promotional content. You may opt-in through Mailchimp, and you can unsubscribe anytime by following the unsubscribe link in our emails.

4. Advertising & Remarketing

  • We do not display ads on our website.
  • We may use remarketing services (including Facebook and Google Ads) to advertise to users who have previously visited our website.

5. Payments

We do not accept payments for products or services through this website.

6. Security

We use Invisible reCAPTCHA to protect our site from spam and abuse. By using reCAPTCHA, you agree to Google’s Privacy Policy and Terms of Service.

7. Your Privacy Rights

Depending on your location, you may have additional privacy rights:

GDPR (European Union)

If you are located in the European Economic Area (EEA), you have the right to:

  • Access, update, or delete the personal information we have about you
  • Request restriction or objection to our processing of your data
  • Request data portability

CCPA + CPRA (California, USA)

California residents have the right to:

  • Request disclosure of the personal data we collect and how we use it
  • Request deletion of your personal information
  • Opt-out of the sale or sharing of your personal information (we do not sell personal information)

CalOPPA (California Online Privacy Protection Act)

As required by CalOPPA, we:

  • Provide a conspicuous link to this Privacy Policy on our homepage
  • Will notify you of any material changes by updating the “Last updated” date
  • Allow users to review and update their personal information by contacting us

8. Do Not Track Signals

We honor Do Not Track (DNT) signals set by your browser.

9. Third-Party Services

Our website may contain links to third-party sites. We are not responsible for their privacy practices.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any updates will be posted on this page with the revised “Last updated” date.

11. Contact Us

If you have any questions about this Privacy Policy, you may contact us:

📧 By email: millennialswealthph@gmail.com
🌐 By visiting our website: djvillalunaofficial.com

✅ This policy now covers GDPR, CCPA/CPRA, and CalOPPA, making it suitable for international users.

Who we are

Suggested text: Our website address is: https://djvillalunaofficial.com.

Comments

Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

Suggested text: If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Suggested text: Visitor comments may be checked through an automated spam detection service.